Airport shopping can become more rewarding for HDFC Bank cardholders with the latest SmartBuy offer on Adani One Duty Free. Customers can earn accelerated Reward Points on select HDFC Bank credit cards, while other eligible cards can receive cashback on qualifying purchases.
What’s the HDFC Bank Adani One Duty Free Offer?
Under the offer, eligible HDFC Bank cards can earn up to 10X Reward Points or 10% cashback on successful transactions made through the SmartBuy platform. The offer is valid from September 1, 2026, to March 31, 2027. The monthly benefit is capped at 15,000 Reward Points for eligible reward-point cards or ₹1,000 cashback for eligible cashback cards.
The offer is applicable only when customers use eligible HDFC Bank payment methods through SmartBuy. Non-HDFC Bank payment instruments are not eligible for the benefit. HDFC Bank Cards to avail the offer
1. HDFC Bank BizPower Credit Card
- Joining/Annual Fee: ₹2,500 + applicable taxes; annual fee waived on annual spends of ₹4 lakh.
- Base Rewards: Earn 5 Reward Points for every ₹200 spent on eligible business transactions.
- Accelerated Rewards: Earn 5X Reward Points on select spends including Income Tax, GST, bill payments, Google Ads, Meta Ads, hotel and flight bookings.
- SmartBuy: Get up to 10X Reward Points on selected SmartBuy transactions, subject to a monthly cap of 4,000 Reward Points.
- Airport Lounge: Get 2 complimentary domestic lounge visits per quarter on spending ₹75,000 in the previous calendar quarter, plus 6 international lounge visits annually through Priority Pass.
- Travel Benefit: Get 1 Zero Cancellation domestic flight voucher per quarter on spending ₹75,000 in the previous calendar quarter.
To apply for this card, please visit the Official Website
2. HDFC Bank Regalia Gold Credit Card
- Joining/Annual Fee: ₹2,500 + applicable taxes; annual fee waived on annual spends of ₹4 lakh.
- Base Rewards: Earn 5 Reward Points for every ₹200 spent on eligible retail transactions.
- Accelerated Rewards: Earn 5X Reward Points on selected brands and up to 10X Reward Points on selected SmartBuy transactions.
- Reward Cap: Earn up to 50,000 Reward Points per statement cycle.
- Domestic Airport Lounge: Get 3 complimentary domestic lounge visits per quarter on spending ₹60,000 in the preceding calendar quarter.
- International Airport Lounge: Get 6 complimentary international lounge visits annually through Priority Pass.
- Travel Benefits: Get flight vouchers on achieving eligible spending milestones and additional benefits through the Boarding Edge programme.
To apply for this card, please visit the Official Website
3. HDFC Bank BizBlack Credit Card
- Joining/Annual Fee: ₹10,000 + applicable taxes; renewal fee waived on annual spends of ₹7.5 lakh.
- First-Year Fee Waiver: Fresh cardholders can get the joining fee waived by spending ₹1.5 lakh within the first 90 days of card issuance.
- Base Rewards: Earn 5 Reward Points for every ₹150 spent on eligible transactions.
- Accelerated Rewards: Earn 5X Reward Points on selected business spends, including tax payments, bill payments, hotel and flight bookings and business productivity tools.
- SmartBuy: Get up to 10X Reward Points on selected SmartBuy transactions, subject to a monthly cap of 10,000 Reward Points.
- Reward Cap: Earn up to 1,50,000 Reward Points per statement cycle.
- Airport Lounge: Get unlimited access to 1,000+ airport lounges worldwide for primary and add-on cardholders, subject to applicable eligibility conditions.
- Milestone Benefit: Get a ₹5,000 SmartBuy flight or Taj Stay voucher on every ₹5 lakh spent, with vouchers worth up to ₹20,000 on annual spending of ₹20 lakh.
To apply for this card, please visit the Official Website
4. HDFC Millennia Credit Card
- Joining/Annual Fee: ₹1,000 + applicable taxes; renewal fee waived on annual spends of ₹1 lakh.
- Cashback: Get 5% cashback on leading brands including Amazon, Flipkart, Myntra, Tata CLiQ, Swiggy, Zomato, Uber, BookMyShow, Sony LIV and Cult.fit.
- Other Spends: Earn 1% cashback on other eligible spends.
- SmartBuy: Get up to 10% additional cashback across 200+ brands through SmartBuy/PayZapp Shop.
- Airport Lounge: Get either a ₹1,000 gift voucher or 1 domestic lounge access on spending ₹1 lakh or more in each calendar quarter.
- Fuel Benefit: Get a 1% fuel surcharge waiver on transactions between ₹400 and ₹5,000, capped at ₹250 per statement cycle.
To apply for this card, please visit the Official Website
How the HDFC SmartBuy Reward Points and Cashback Are Credited
For eligible 10X Reward Points transactions, the rewards are credited in two phases. The first 5X Reward Points are credited within 7 working days, while the additional 5X Reward Points are credited within 120 working days, subject to applicable SmartBuy caps and terms.
Also Read: Wish Credit Card vs SBM ZET Credit Card: Which FD-Backed Card Offers Better Rewards?
Where Is the Adani One Duty Free Offer Available?
The offer is available at participating Adani One Duty Free stores across airports including Mumbai, Navi Mumbai, Ahmedabad, Thiruvananthapuram, Jaipur, Mangaluru, Lucknow and Amritsar. For HDFC Bank cardholders who regularly shop at participating duty-free stores, the offer can provide additional rewards on eligible purchases. However, customers should check the applicable SmartBuy terms and monthly benefit cap before making a transaction.